Good Finance Bank loan product offered by many every year, apart from reducing costs for individuals, but also know how to satisfy their customers with favorable interest rates and payment facilities.
When you look at Good Finance, which contains many loan products in the main categories such as housing, vehicle and general purpose loans, Good Finance can give you credit structuring service if you cannot repay these loans. In this article, we will talk about credit restructuring, and you will learn everything from Good Finance banks about how these transactions can be realized.
The procedures you need to do to configure your loan from Good Finance are very easy; however, these processes have both advantages and disadvantages. When we look at it, we can see that credit restructuring is damaging your banking profile while it is advantageously allowing you to switch to an easy payment system.
How to Configure Good Finance Loan?
If a customer wants to structure a Good Finance loan, he or she must first learn the type of loan. In terms of vehicle, consumer and housing loans; Once you know which of these credits are basically offered in 3 categories, each customer can make a configuration request based on the type of credit.
However, the structuring request of each loan and the requirements of you are realized in different ways. Below, we have explained how to configure the loan for 3 types of credit.
Good Finance Consumer Loan Structuring
If you want to restructure your personal loan from Good Finance, your personal loan will be structured based on your remaining debt, since you are not given a very large sum. All in all, all you need to do is to visit a Good Finance branch to complete the restructuring of general purpose loans, which are usually divided up to 36 months.
In this structuring process where you will not pay any commission, you are only obliged to accept the new interest rate offered by the bank. Other commissions are void if they are not in your contract and you may be able to challenge them when setting up a loan. The customer agent can issue you a new payment plan in response to your loan configuration request.
Good Finance Vehicle Loan Configuration
If you have used a general-purpose loan from Good Finance for the procurement of used cars or 0 vehicles and you have difficulty paying recently, you can immediately visit a Good Finance branch with your loan agreement and request a loan restructuring. In general, vehicle loans do not have a credit early closing penalty, but you may be charged with a credit structuring commission on the initiative of the bank.
It is known that you are able to oppose it, but if the rate is still a small amount, it is also an option to accept and configure your vehicle loan with a convenient payment plan instead of opposing it. We also know that interest rates generally increase in Good Finance vehicle loan structuring.
Good Finance Housing Loan Configuration
You will also need to visit a Good Finance branch for the construction of housing loans from Good Finance. In the loan structuring request that you make with the loan agreement, you have to pay credit early closure penalty stretch to according to the contract.
Therefore, if you want to structure your loan, you will have to pay 2% of your remaining debt under the name of an early settlement penalty. However, if you accept everything from Good Finance, which has issued a new payment plan to you, you can sign the new contract and configure your loan with a new payment plan.
Good Finance 72 Months Configuration
It is known that Good Finance offers loan options up to 72 months for loan products, especially in the context of housing and vehicle loans, but you may have to pay a much higher interest rate than your default loan.